Creditcall Broadens Reach Into The Usa With Solutions For Emv Migration

In advance of the much anticipated migration to Chip based EMV technology within the United States, CreditCall is expanding its presence in North America.

Print this Press Release Send to friendPosted: Feb 8th, 2012 | Rating: 0/5 | Comments: 4 | Views: 582 | 5,820 PREMIUM
Ingrid Anusic

Ingrid Anusic has 23 News online.

In advance of the much anticipated migration to Chip based EMV technology within the United States, CreditCall, the preeminent Payment Gateway and EMV Kernel software developer, is expanding its presence in North America. The company will be presenting its entire EMV Kernel product range at Cartes North America 2012 in Las Vegas on 5-7 March.

Following the announcement from both Visa and MasterCard regarding EMV Migration plans for the next few years, CreditCall is excited to offer its guidance, and ten-year experience with migration and deployment of EMV in other countries. With a complete product portfolio covering the most popular platforms, CreditCall can assist any payment device manufacturer or terminal integrator to seamlessly make their products EMV ready.

An EMV Kernel is a critical software component within the payment device that facilitates the more complex requirements of a Chip based EMV transaction.

Jeremy Gumbley, CTO at CreditCall explains “It is expected that companies offering a variety of payment devices such as ATMs, Kiosks, Parking Meter, Fuel Pumps and Ticketing machines, will be looking to migrate their equipment to EMV compliance in order to accept chip based transactions. CreditCall’s hardware independent solution puts these companies in charge of their EMV Migration, allowing them to have a Kernel certified in their own name.”

CreditCall has a 10 year track record of over 100 certified Kernels to its credit and has helped manufacturers deploy over one million licenses of its Kernel worldwide.

CreditCall invites anyone interested in the hot topic of EMV Migration to visit them on Booth 617 at Cartes North America 2012 between 5-7 March, to discuss their EMV Migration plan.

About CreditCall
CreditCall Ltd. is a specialist payment services provider and transaction gateway with global recognition for innovation in credit card acceptance.

The company provides ultra-high reliability card payment solutions which are deployed for e-Commerce, Mail Order, Call Centres, and any kind of unattended terminal including parking machines, ticketing terminals, and self-service kiosks.

In addition to card payment processing, CreditCall has been developing and certifying Chip and PIN EMV Level 2 Kernel software ( for over a decade and are used globally in contact and contactless environments such as card readers, ATMs, vending machines, smartphone POS and contactless devices.

Most recently, CreditCall has launched CardEase Mobile (, the world’s first Chip and PIN payment app and fully EMV certified and bank approved card reader enabling credit and debit card acceptance on smartphones and tablets. The solution is white labelled and rebranded by its acquiring partners such as Elavon, with CreditCall providing the app and payment gateway services.

Stay in touch by following us on Twitter!/creditcall or Facebook

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The credit card co. may be wiillng to settle for a lesser amount depending on how much you are wiillng to give them and WHEN (up front, or by making payments?) This will make a difference, as they would highly prefer a lump sum up front and will be more wiillng to negotiate with you. Also, it WILL effect your credit rating UNLESS you are wise UP FRONT and tell them your offer is ONLY good under the condition that they do not record a negative comment on your credit report. Negative comments include: charge-off / re-opened , settled. A good comment, and the one you should insist upon is paid as agreed. If you cannot get the exact language then it will effect your credit rating. Tell them your only other option is to declare bankruptcy if they will not agree to the terms. Since a negative comment on your credit report lasts approx. 7 years (depends on your state), this threat may make more sense to them since there\'s not much difference between 7 10 for you, the consumer. Bankruptcy for you means you\'re total clear after 10 years, but they get zero money. They will probably want to negotiate based on this premise. Still, you must be prepared to make a reasonable offer when making these demands.